MatBond Affordability Calculator
Estimate your maximum affordable repayment and an indicative loan amount.
Affordability Calculator
Gross monthly income (R)
Co-applicant income (R)
Monthly expenses (R)
Other debt repayments (R)
Interest rate (% p.a.)
Loan term (years)
Affordability method
Use disposable income
Use % of gross income
Repayment cap (%)
Stress test margin (%)
Deposit (optional) (R)
Calculate
Reset
Banks apply their own affordability rules and may use higher “stress” rates. This tool gives an indicative estimate only.
Results
Max monthly repayment
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Assessed interest rate
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Estimated loan amount
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Estimated purchase price (loan + deposit)
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Estimates only — final approval & costs depend on your lender, conveyancer and transaction specifics.